Market Overview
Home Prices in Rocky Ford, CO
The median home value in Rocky Ford, CO is $153,912 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rocky Ford are priced62% below average.
Over the past five years, Rocky Ford home values have risen by approximately7.2%, reflecting steady appreciation in this market.
Price History
Rocky Ford Home Price Trend
2020
$111,861
$112K
—
2021
$143,609
$144K
+28.4%
2022
$172,834
$173K
+20.4%
2023
$162,478
$162K
-6.0%
2024
$161,483
$161K
-0.6%
2025
$164,819
$165K
+2.1%
2026
$153,912
$154K
-6.6%
City Comparison
Rocky Ford vs. National Median
🏠 Rocky Ford
$153,912
National Median
$410,000
At $153,912, homes in Rocky Ford cost 62% below the national median of $410,000. This makes Rocky Ford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rocky Ford?
20% Down Payment
$30,782
on $153,912
Monthly P&I
$803/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,020/mo
incl. taxes & insurance
Income Needed
$40,800
gross annual (30% rule)
10% Down Option
$15,391
+ PMI applies
Loan Amount (20% dn)
$123,130
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rocky Ford, CO?
The median home value in Rocky Ford is $153,912 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.6% year-over-year.
How much have home prices changed in Rocky Ford?
Over the past year, home values in Rocky Ford have decreased by 6.6%. Over five years, prices have risen approximately 7.2%.
How much do I need to earn to buy a home in Rocky Ford?
To comfortably afford the median home price of $153,912 with a 20% down payment ($30,782) at today's rates (6.8%), you'd need a gross annual income of approximately $40,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Rocky Ford compare to the national average home price?
The national median home value is approximately $410,000. At $153,912, homes in Rocky Ford are 62% below the national average.