Market Overview
Home Prices in Rye, CO
The median home value in Rye, CO is $342,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.3% compared to a year ago and down 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Rye are priced16% below average. Rye is part of the Pueblo, CO metro area.
Over the past five years, Rye home values have risen by approximately13.2%, reflecting steady appreciation in this market.
Price History
Rye Home Price Trend
2020
$252,408
$252K
—
2021
$302,940
$303K
+20.0%
2022
$353,443
$353K
+16.7%
2023
$354,056
$354K
+0.2%
2024
$352,821
$353K
-0.3%
2025
$351,160
$351K
-0.5%
2026
$342,972
$343K
-2.3%
City Comparison
Rye vs. National Median
🏠 Rye
$342,972
National Median
$410,000
At $342,972, homes in Rye cost 16% below the national median of $410,000. This makes Rye a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Rye?
20% Down Payment
$68,594
on $342,972
Monthly P&I
$1,789/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,272/mo
incl. taxes & insurance
Income Needed
$90,880
gross annual (30% rule)
10% Down Option
$34,297
+ PMI applies
Loan Amount (20% dn)
$274,378
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Rye, CO?
The median home value in Rye is $342,972 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.3% year-over-year.
How much have home prices changed in Rye?
Over the past year, home values in Rye have decreased by 2.3%. Over five years, prices have risen approximately 13.2%.
How much do I need to earn to buy a home in Rye?
To comfortably afford the median home price of $342,972 with a 20% down payment ($68,594) at today's rates (6.8%), you'd need a gross annual income of approximately $90,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Rye compare to the national average home price?
The national median home value is approximately $410,000. At $342,972, homes in Rye are 16% below the national average.
What metro area is Rye part of?
Rye is part of the Pueblo, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.