Market Overview
Home Prices in Saguache, CO
The median home value in Saguache, CO is $277,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and up 8.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saguache are priced32% below average.
Over the past five years, Saguache home values have risen by approximately12.7%, reflecting steady appreciation in this market.
Price History
Saguache Home Price Trend
2020
$190,737
$191K
—
2021
$246,391
$246K
+29.2%
2022
$285,105
$285K
+15.7%
2023
$270,304
$270K
-5.2%
2024
$257,709
$258K
-4.7%
2025
$279,820
$280K
+8.6%
2026
$277,618
$278K
-0.8%
City Comparison
Saguache vs. National Median
🏠 Saguache
$277,618
National Median
$410,000
At $277,618, homes in Saguache cost 32% below the national median of $410,000. This makes Saguache a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saguache?
20% Down Payment
$55,524
on $277,618
Monthly P&I
$1,448/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,839/mo
incl. taxes & insurance
Income Needed
$73,560
gross annual (30% rule)
10% Down Option
$27,762
+ PMI applies
Loan Amount (20% dn)
$222,094
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saguache, CO?
The median home value in Saguache is $277,618 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Saguache?
Over the past year, home values in Saguache have decreased by 0.8%. Over five years, prices have risen approximately 12.7%.
How much do I need to earn to buy a home in Saguache?
To comfortably afford the median home price of $277,618 with a 20% down payment ($55,524) at today's rates (6.8%), you'd need a gross annual income of approximately $73,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Saguache compare to the national average home price?
The national median home value is approximately $410,000. At $277,618, homes in Saguache are 32% below the national average.