Market Overview
Home Prices in Silver Plume, CO
The median home value in Silver Plume, CO is $394,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.8% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silver Plume are priced4% below average. Silver Plume is part of the Denver-Aurora-Lakewood, CO metro area.
Over the past five years, Silver Plume home values have fallen by approximately1.9%, reflecting softening conditions in this market.
Price History
Silver Plume Home Price Trend
City Comparison
Silver Plume vs. National Median
At $394,540, homes in Silver Plume cost 4% below the national median of $410,000. This makes Silver Plume a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Silver Plume?
20% Down Payment
$78,908
on $394,540
Monthly P&I
$2,058/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,614/mo
incl. taxes & insurance
Income Needed
$104,560
gross annual (30% rule)
10% Down Option
$39,454
+ PMI applies
Loan Amount (20% dn)
$315,632
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silver Plume, CO?
The median home value in Silver Plume is $394,540 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.8% year-over-year.
How much have home prices changed in Silver Plume?
Over the past year, home values in Silver Plume have decreased by 3.8%. Over five years, prices have fallen approximately 1.9%.
How much do I need to earn to buy a home in Silver Plume?
To comfortably afford the median home price of $394,540 with a 20% down payment ($78,908) at today's rates (6.8%), you'd need a gross annual income of approximately $104,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Silver Plume compare to the national average home price?
The national median home value is approximately $410,000. At $394,540, homes in Silver Plume are 4% below the national average.
What metro area is Silver Plume part of?
Silver Plume is part of the Denver-Aurora-Lakewood, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.