Market Overview
Home Prices in Silverton, CO
The median home value in Silverton, CO is $537,736 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.3% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Silverton are priced31% above average.
Over the past five years, Silverton home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.
Price History
Silverton Home Price Trend
2020
$326,987
$327K
—
2021
$406,984
$407K
+24.5%
2022
$487,748
$488K
+19.8%
2023
$522,664
$523K
+7.2%
2024
$543,729
$544K
+4.0%
2025
$530,588
$531K
-2.4%
2026
$537,736
$538K
+1.3%
City Comparison
Silverton vs. National Median
🏠 Silverton
$537,736
National Median
$410,000
At $537,736, homes in Silverton cost 31% above the national median of $410,000. Buyers in Silverton should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Silverton?
20% Down Payment
$107,547
on $537,736
Monthly P&I
$2,805/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,562/mo
incl. taxes & insurance
Income Needed
$142,480
gross annual (30% rule)
10% Down Option
$53,774
+ PMI applies
Loan Amount (20% dn)
$430,189
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Silverton, CO?
The median home value in Silverton is $537,736 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.3% year-over-year.
How much have home prices changed in Silverton?
Over the past year, home values in Silverton have increased by 1.3%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in Silverton?
To comfortably afford the median home price of $537,736 with a 20% down payment ($107,547) at today's rates (6.8%), you'd need a gross annual income of approximately $142,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Silverton compare to the national average home price?
The national median home value is approximately $410,000. At $537,736, homes in Silverton are 31% above the national average.