Market Overview
Home Prices in Steamboat Springs, CO
The median home value in Steamboat Springs, CO is $1,336,205 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Steamboat Springs are priced226% above average. Steamboat Springs is part of the Steamboat Springs, CO metro area.
Over the past five years, Steamboat Springs home values have risen by approximately46.3%, reflecting strong long-term appreciation in this market.
Price History
Steamboat Springs Home Price Trend
City Comparison
Steamboat Springs vs. National Median
At $1,336,205, homes in Steamboat Springs cost 226% above the national median of $410,000. Buyers in Steamboat Springs should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Steamboat Springs?
20% Down Payment
$267,241
on $1,336,205
Monthly P&I
$6,969/mo
30-yr @ 6.8%
Total Monthly Est.
~$8,851/mo
incl. taxes & insurance
Income Needed
$354,040
gross annual (30% rule)
10% Down Option
$133,621
+ PMI applies
Loan Amount (20% dn)
$1,068,964
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Steamboat Springs, CO?
The median home value in Steamboat Springs is $1,336,205 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Steamboat Springs?
Over the past year, home values in Steamboat Springs have increased by 3.5%. Over five years, prices have risen approximately 46.3%.
How much do I need to earn to buy a home in Steamboat Springs?
To comfortably afford the median home price of $1,336,205 with a 20% down payment ($267,241) at today's rates (6.8%), you'd need a gross annual income of approximately $354,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Steamboat Springs compare to the national average home price?
The national median home value is approximately $410,000. At $1,336,205, homes in Steamboat Springs are 226% above the national average.
What metro area is Steamboat Springs part of?
Steamboat Springs is part of the Steamboat Springs, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.