📍 Stratton, CO · Zillow ZHVI · July 2026

Average Home Price in
Stratton, CO

Kit Carson County County

Median Home Value
$221,246
↑ 9.3% year-over-year
vs. National Median
$410,000
Stratton is 46% below
Est. Monthly Payment
$1,154/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$221,246
↑ 9.3% year-over-year

Down Payment (20%)$44,249
Monthly P&I$1,154/mo
With Taxes & Ins.~$1,466/mo
Income Needed$58,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stratton, CO

The median home value in Stratton, CO is $221,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.3% compared to a year ago and up 9.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stratton are priced46% below average.

Over the past five years, Stratton home values have risen by approximately43.0%, reflecting strong long-term appreciation in this market.

City Comparison

Stratton vs. National Median

🏠 Stratton
$221,246
National Median
$410,000

At $221,246, homes in Stratton cost 46% below the national median of $410,000. This makes Stratton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stratton?

20% Down Payment
$44,249
on $221,246
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,125
+ PMI applies
Loan Amount (20% dn)
$176,997
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stratton, CO?
The median home value in Stratton is $221,246 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.3% year-over-year.
How much have home prices changed in Stratton?
Over the past year, home values in Stratton have increased by 9.3%. Over five years, prices have risen approximately 43.0%.
How much do I need to earn to buy a home in Stratton?
To comfortably afford the median home price of $221,246 with a 20% down payment ($44,249) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Stratton compare to the national average home price?
The national median home value is approximately $410,000. At $221,246, homes in Stratton are 46% below the national average.