Market Overview
Home Prices in Sugar City, CO
The median home value in Sugar City, CO is $142,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.6% compared to a year ago and down 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sugar City are priced65% below average.
Over the past five years, Sugar City home values have fallen by approximately11.8%, reflecting softening conditions in this market.
Price History
Sugar City Home Price Trend
2020
$119,598
$120K
—
2021
$161,563
$162K
+35.1%
2022
$188,927
$189K
+16.9%
2023
$163,703
$164K
-13.4%
2024
$168,030
$168K
+2.6%
2025
$162,931
$163K
-3.0%
2026
$142,449
$142K
-12.6%
City Comparison
Sugar City vs. National Median
🏠 Sugar City
$142,449
National Median
$410,000
At $142,449, homes in Sugar City cost 65% below the national median of $410,000. This makes Sugar City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sugar City?
20% Down Payment
$28,490
on $142,449
Monthly P&I
$743/mo
30-yr @ 6.8%
Total Monthly Est.
~$944/mo
incl. taxes & insurance
Income Needed
$37,760
gross annual (30% rule)
10% Down Option
$14,245
+ PMI applies
Loan Amount (20% dn)
$113,959
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sugar City, CO?
The median home value in Sugar City is $142,449 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.6% year-over-year.
How much have home prices changed in Sugar City?
Over the past year, home values in Sugar City have decreased by 12.6%. Over five years, prices have fallen approximately 11.8%.
How much do I need to earn to buy a home in Sugar City?
To comfortably afford the median home price of $142,449 with a 20% down payment ($28,490) at today's rates (6.8%), you'd need a gross annual income of approximately $37,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Sugar City compare to the national average home price?
The national median home value is approximately $410,000. At $142,449, homes in Sugar City are 65% below the national average.