Market Overview
Home Prices in Twin Lakes, CO
The median home value in Twin Lakes, CO is $660,573 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Twin Lakes are priced61% above average.
Over the past five years, Twin Lakes home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Twin Lakes Home Price Trend
2020
$369,298
$369K
—
2021
$491,311
$491K
+33.0%
2022
$637,371
$637K
+29.7%
2023
$601,220
$601K
-5.7%
2024
$602,415
$602K
+0.2%
2025
$641,848
$642K
+6.5%
2026
$660,573
$661K
+2.9%
City Comparison
Twin Lakes vs. National Median
🏠 Twin Lakes
$660,573
National Median
$410,000
At $660,573, homes in Twin Lakes cost 61% above the national median of $410,000. Buyers in Twin Lakes should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Twin Lakes?
20% Down Payment
$132,115
on $660,573
Monthly P&I
$3,445/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,375/mo
incl. taxes & insurance
Income Needed
$175,000
gross annual (30% rule)
10% Down Option
$66,057
+ PMI applies
Loan Amount (20% dn)
$528,458
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Twin Lakes, CO?
The median home value in Twin Lakes is $660,573 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Twin Lakes?
Over the past year, home values in Twin Lakes have increased by 2.9%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Twin Lakes?
To comfortably afford the median home price of $660,573 with a 20% down payment ($132,115) at today's rates (6.8%), you'd need a gross annual income of approximately $175,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Twin Lakes compare to the national average home price?
The national median home value is approximately $410,000. At $660,573, homes in Twin Lakes are 61% above the national average.