Market Overview
Home Prices in Westcliffe, CO
The median home value in Westcliffe, CO is $446,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westcliffe are priced9% above average.
Over the past five years, Westcliffe home values have risen by approximately30.4%, reflecting strong long-term appreciation in this market.
Price History
Westcliffe Home Price Trend
2020
$282,356
$282K
—
2021
$342,271
$342K
+21.2%
2022
$420,432
$420K
+22.8%
2023
$412,960
$413K
-1.8%
2024
$428,715
$429K
+3.8%
2025
$445,816
$446K
+4.0%
2026
$446,265
$446K
+0.1%
City Comparison
Westcliffe vs. National Median
🏠 Westcliffe
$446,265
National Median
$410,000
At $446,265, homes in Westcliffe cost 9% above the national median of $410,000. Buyers in Westcliffe should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Westcliffe?
20% Down Payment
$89,253
on $446,265
Monthly P&I
$2,327/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,955/mo
incl. taxes & insurance
Income Needed
$118,200
gross annual (30% rule)
10% Down Option
$44,627
+ PMI applies
Loan Amount (20% dn)
$357,012
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westcliffe, CO?
The median home value in Westcliffe is $446,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Westcliffe?
Over the past year, home values in Westcliffe have increased by 0.1%. Over five years, prices have risen approximately 30.4%.
How much do I need to earn to buy a home in Westcliffe?
To comfortably afford the median home price of $446,265 with a 20% down payment ($89,253) at today's rates (6.8%), you'd need a gross annual income of approximately $118,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Westcliffe compare to the national average home price?
The national median home value is approximately $410,000. At $446,265, homes in Westcliffe are 9% above the national average.