Market Overview
Home Prices in Wiggins, CO
The median home value in Wiggins, CO is $430,095 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.7% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Wiggins are priced5% above average. Wiggins is part of the Fort Morgan, CO metro area.
Over the past five years, Wiggins home values have risen by approximately15.7%, reflecting steady appreciation in this market.
Price History
Wiggins Home Price Trend
City Comparison
Wiggins vs. National Median
At $430,095, homes in Wiggins cost 5% above the national median of $410,000. Buyers in Wiggins should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Wiggins?
20% Down Payment
$86,019
on $430,095
Monthly P&I
$2,243/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,849/mo
incl. taxes & insurance
Income Needed
$113,960
gross annual (30% rule)
10% Down Option
$43,010
+ PMI applies
Loan Amount (20% dn)
$344,076
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Wiggins, CO?
The median home value in Wiggins is $430,095 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.7% year-over-year.
How much have home prices changed in Wiggins?
Over the past year, home values in Wiggins have decreased by 0.7%. Over five years, prices have risen approximately 15.7%.
How much do I need to earn to buy a home in Wiggins?
To comfortably afford the median home price of $430,095 with a 20% down payment ($86,019) at today's rates (6.8%), you'd need a gross annual income of approximately $113,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Wiggins compare to the national average home price?
The national median home value is approximately $410,000. At $430,095, homes in Wiggins are 5% above the national average.
What metro area is Wiggins part of?
Wiggins is part of the Fort Morgan, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.