Market Overview
Home Prices in Yampa, CO
The median home value in Yampa, CO is $467,545 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.2% compared to a year ago and up 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yampa are priced14% above average. Yampa is part of the Steamboat Springs, CO metro area.
Over the past five years, Yampa home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
Yampa Home Price Trend
City Comparison
Yampa vs. National Median
At $467,545, homes in Yampa cost 14% above the national median of $410,000. Buyers in Yampa should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Yampa?
20% Down Payment
$93,509
on $467,545
Monthly P&I
$2,438/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,096/mo
incl. taxes & insurance
Income Needed
$123,840
gross annual (30% rule)
10% Down Option
$46,755
+ PMI applies
Loan Amount (20% dn)
$374,036
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yampa, CO?
The median home value in Yampa is $467,545 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.2% year-over-year.
How much have home prices changed in Yampa?
Over the past year, home values in Yampa have decreased by 0.2%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Yampa?
To comfortably afford the median home price of $467,545 with a 20% down payment ($93,509) at today's rates (6.8%), you'd need a gross annual income of approximately $123,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Yampa compare to the national average home price?
The national median home value is approximately $410,000. At $467,545, homes in Yampa are 14% above the national average.
What metro area is Yampa part of?
Yampa is part of the Steamboat Springs, CO metropolitan area. Home prices and market conditions can vary across the broader metro region.