Market Overview
Home Prices in Yuma, CO
The median home value in Yuma, CO is $275,399 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yuma are priced33% below average.
Over the past five years, Yuma home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
Yuma Home Price Trend
2020
$186,316
$186K
—
2021
$217,341
$217K
+16.7%
2022
$234,148
$234K
+7.7%
2023
$244,409
$244K
+4.4%
2024
$249,227
$249K
+2.0%
2025
$258,441
$258K
+3.7%
2026
$275,399
$275K
+6.6%
City Comparison
Yuma vs. National Median
🏠 Yuma
$275,399
National Median
$410,000
At $275,399, homes in Yuma cost 33% below the national median of $410,000. This makes Yuma a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Yuma?
20% Down Payment
$55,080
on $275,399
Monthly P&I
$1,436/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,824/mo
incl. taxes & insurance
Income Needed
$72,960
gross annual (30% rule)
10% Down Option
$27,540
+ PMI applies
Loan Amount (20% dn)
$220,319
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yuma, CO?
The median home value in Yuma is $275,399 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Yuma?
Over the past year, home values in Yuma have increased by 6.6%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Yuma?
To comfortably afford the median home price of $275,399 with a 20% down payment ($55,080) at today's rates (6.8%), you'd need a gross annual income of approximately $72,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Yuma compare to the national average home price?
The national median home value is approximately $410,000. At $275,399, homes in Yuma are 33% below the national average.