Market Overview
Home Prices in Alford, FL
The median home value in Alford, FL is $202,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.1% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Alford are priced51% below average.
Over the past five years, Alford home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Alford Home Price Trend
2020
$130,926
$131K
—
2021
$163,119
$163K
+24.6%
2022
$198,945
$199K
+22.0%
2023
$201,132
$201K
+1.1%
2024
$209,397
$209K
+4.1%
2025
$205,069
$205K
-2.1%
2026
$202,894
$203K
-1.1%
City Comparison
Alford vs. National Median
🏠 Alford
$202,894
National Median
$410,000
At $202,894, homes in Alford cost 51% below the national median of $410,000. This makes Alford a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Alford?
20% Down Payment
$40,579
on $202,894
Monthly P&I
$1,058/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,344/mo
incl. taxes & insurance
Income Needed
$53,760
gross annual (30% rule)
10% Down Option
$20,289
+ PMI applies
Loan Amount (20% dn)
$162,315
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Alford, FL?
The median home value in Alford is $202,894 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.1% year-over-year.
How much have home prices changed in Alford?
Over the past year, home values in Alford have decreased by 1.1%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Alford?
To comfortably afford the median home price of $202,894 with a 20% down payment ($40,579) at today's rates (6.8%), you'd need a gross annual income of approximately $53,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Alford compare to the national average home price?
The national median home value is approximately $410,000. At $202,894, homes in Alford are 51% below the national average.