Market Overview
Home Prices in Arcadia, FL
The median home value in Arcadia, FL is $245,899 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Arcadia are priced40% below average. Arcadia is part of the Arcadia, FL metro area.
Over the past five years, Arcadia home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Arcadia Home Price Trend
City Comparison
Arcadia vs. National Median
At $245,899, homes in Arcadia cost 40% below the national median of $410,000. This makes Arcadia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Arcadia?
20% Down Payment
$49,180
on $245,899
Monthly P&I
$1,282/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,628/mo
incl. taxes & insurance
Income Needed
$65,120
gross annual (30% rule)
10% Down Option
$24,590
+ PMI applies
Loan Amount (20% dn)
$196,719
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Arcadia, FL?
The median home value in Arcadia is $245,899 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Arcadia?
Over the past year, home values in Arcadia have decreased by 1.4%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Arcadia?
To comfortably afford the median home price of $245,899 with a 20% down payment ($49,180) at today's rates (6.8%), you'd need a gross annual income of approximately $65,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Arcadia compare to the national average home price?
The national median home value is approximately $410,000. At $245,899, homes in Arcadia are 40% below the national average.
What metro area is Arcadia part of?
Arcadia is part of the Arcadia, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.