📍 Asbury Lake, FL · Zillow ZHVI · July 2026

Average Home Price in
Asbury Lake, FL

Jacksonville, FL metro area · Clay County County

Median Home Value
$489,461
↑ 0.1% year-over-year
vs. National Median
$410,000
Asbury Lake is 19% above
Est. Monthly Payment
$2,553/mo
20% down · 6.8% rate
Income Needed
$130K
gross annual (30% rule)
Median Home Value
$489,461
↑ 0.1% year-over-year

Down Payment (20%)$97,892
Monthly P&I$2,553/mo
With Taxes & Ins.~$3,242/mo
Income Needed$129,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Asbury Lake, FL

The median home value in Asbury Lake, FL is $489,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Asbury Lake are priced19% above average. Asbury Lake is part of the Jacksonville, FL metro area.

Over the past five years, Asbury Lake home values have risen by approximately30.9%, reflecting strong long-term appreciation in this market.

City Comparison

Asbury Lake vs. National Median

🏠 Asbury Lake
$489,461
National Median
$410,000

At $489,461, homes in Asbury Lake cost 19% above the national median of $410,000. Buyers in Asbury Lake should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Asbury Lake?

20% Down Payment
$97,892
on $489,461
Monthly P&I
$2,553/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,242/mo
incl. taxes & insurance
Income Needed
$129,680
gross annual (30% rule)
10% Down Option
$48,946
+ PMI applies
Loan Amount (20% dn)
$391,569
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Asbury Lake, FL?
The median home value in Asbury Lake is $489,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Asbury Lake?
Over the past year, home values in Asbury Lake have increased by 0.1%. Over five years, prices have risen approximately 30.9%.
How much do I need to earn to buy a home in Asbury Lake?
To comfortably afford the median home price of $489,461 with a 20% down payment ($97,892) at today's rates (6.8%), you'd need a gross annual income of approximately $129,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Asbury Lake compare to the national average home price?
The national median home value is approximately $410,000. At $489,461, homes in Asbury Lake are 19% above the national average.
What metro area is Asbury Lake part of?
Asbury Lake is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.