Market Overview
Home Prices in Bartow, FL
The median home value in Bartow, FL is $281,196 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.6% compared to a year ago and down 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bartow are priced31% below average. Bartow is part of the Lakeland-Winter Haven, FL metro area.
Over the past five years, Bartow home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
Bartow Home Price Trend
City Comparison
Bartow vs. National Median
At $281,196, homes in Bartow cost 31% below the national median of $410,000. This makes Bartow a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bartow?
20% Down Payment
$56,239
on $281,196
Monthly P&I
$1,467/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,863/mo
incl. taxes & insurance
Income Needed
$74,520
gross annual (30% rule)
10% Down Option
$28,120
+ PMI applies
Loan Amount (20% dn)
$224,957
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bartow, FL?
The median home value in Bartow is $281,196 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.6% year-over-year.
How much have home prices changed in Bartow?
Over the past year, home values in Bartow have decreased by 0.6%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Bartow?
To comfortably afford the median home price of $281,196 with a 20% down payment ($56,239) at today's rates (6.8%), you'd need a gross annual income of approximately $74,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Bartow compare to the national average home price?
The national median home value is approximately $410,000. At $281,196, homes in Bartow are 31% below the national average.
What metro area is Bartow part of?
Bartow is part of the Lakeland-Winter Haven, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.