Market Overview
Home Prices in Belleair Bluffs, FL
The median home value in Belleair Bluffs, FL is $385,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.9% compared to a year ago and down 5.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belleair Bluffs are priced6% below average. Belleair Bluffs is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Belleair Bluffs home values have risen by approximately20.5%, reflecting strong long-term appreciation in this market.
Price History
Belleair Bluffs Home Price Trend
City Comparison
Belleair Bluffs vs. National Median
At $385,582, homes in Belleair Bluffs cost 6% below the national median of $410,000. This makes Belleair Bluffs a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belleair Bluffs?
20% Down Payment
$77,116
on $385,582
Monthly P&I
$2,011/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,554/mo
incl. taxes & insurance
Income Needed
$102,160
gross annual (30% rule)
10% Down Option
$38,558
+ PMI applies
Loan Amount (20% dn)
$308,466
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belleair Bluffs, FL?
The median home value in Belleair Bluffs is $385,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.9% year-over-year.
How much have home prices changed in Belleair Bluffs?
Over the past year, home values in Belleair Bluffs have decreased by 1.9%. Over five years, prices have risen approximately 20.5%.
How much do I need to earn to buy a home in Belleair Bluffs?
To comfortably afford the median home price of $385,582 with a 20% down payment ($77,116) at today's rates (6.8%), you'd need a gross annual income of approximately $102,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Belleair Bluffs compare to the national average home price?
The national median home value is approximately $410,000. At $385,582, homes in Belleair Bluffs are 6% below the national average.
What metro area is Belleair Bluffs part of?
Belleair Bluffs is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.