Market Overview
Home Prices in Big Coppitt Key, FL
The median home value in Big Coppitt Key, FL is $779,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.2% compared to a year ago and down 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Big Coppitt Key are priced90% above average. Big Coppitt Key is part of the Key West, FL metro area.
Over the past five years, Big Coppitt Key home values have risen by approximately26.6%, reflecting strong long-term appreciation in this market.
Price History
Big Coppitt Key Home Price Trend
City Comparison
Big Coppitt Key vs. National Median
At $779,018, homes in Big Coppitt Key cost 90% above the national median of $410,000. Buyers in Big Coppitt Key should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Big Coppitt Key?
20% Down Payment
$155,804
on $779,018
Monthly P&I
$4,063/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,160/mo
incl. taxes & insurance
Income Needed
$206,400
gross annual (30% rule)
10% Down Option
$77,902
+ PMI applies
Loan Amount (20% dn)
$623,214
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Big Coppitt Key, FL?
The median home value in Big Coppitt Key is $779,018 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.2% year-over-year.
How much have home prices changed in Big Coppitt Key?
Over the past year, home values in Big Coppitt Key have decreased by 3.2%. Over five years, prices have risen approximately 26.6%.
How much do I need to earn to buy a home in Big Coppitt Key?
To comfortably afford the median home price of $779,018 with a 20% down payment ($155,804) at today's rates (6.8%), you'd need a gross annual income of approximately $206,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Big Coppitt Key compare to the national average home price?
The national median home value is approximately $410,000. At $779,018, homes in Big Coppitt Key are 90% above the national average.
What metro area is Big Coppitt Key part of?
Big Coppitt Key is part of the Key West, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.