📍 Boca Raton, FL · Zillow ZHVI · July 2026

Average Home Price in
Boca Raton, FL

Miami-Fort Lauderdale-Pompano Beach, FL metro area · Palm Beach County County

Median Home Value
$575,479
↑ 0.7% year-over-year
vs. National Median
$410,000
Boca Raton is 40% above
Est. Monthly Payment
$3,001/mo
20% down · 6.8% rate
Income Needed
$152K
gross annual (30% rule)
Median Home Value
$575,479
↑ 0.7% year-over-year

Down Payment (20%)$115,096
Monthly P&I$3,001/mo
With Taxes & Ins.~$3,811/mo
Income Needed$152,440/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Boca Raton, FL

The median home value in Boca Raton, FL is $575,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and down 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Boca Raton are priced40% above average. Boca Raton is part of the Miami-Fort Lauderdale-Pompano Beach, FL metro area.

Over the past five years, Boca Raton home values have risen by approximately37.3%, reflecting strong long-term appreciation in this market.

City Comparison

Boca Raton vs. National Median

🏠 Boca Raton
$575,479
National Median
$410,000

At $575,479, homes in Boca Raton cost 40% above the national median of $410,000. Buyers in Boca Raton should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Boca Raton?

20% Down Payment
$115,096
on $575,479
Monthly P&I
$3,001/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,811/mo
incl. taxes & insurance
Income Needed
$152,440
gross annual (30% rule)
10% Down Option
$57,548
+ PMI applies
Loan Amount (20% dn)
$460,383
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Boca Raton, FL?
The median home value in Boca Raton is $575,479 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Boca Raton?
Over the past year, home values in Boca Raton have increased by 0.7%. Over five years, prices have risen approximately 37.3%.
How much do I need to earn to buy a home in Boca Raton?
To comfortably afford the median home price of $575,479 with a 20% down payment ($115,096) at today's rates (6.8%), you'd need a gross annual income of approximately $152,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Boca Raton compare to the national average home price?
The national median home value is approximately $410,000. At $575,479, homes in Boca Raton are 40% above the national average.
What metro area is Boca Raton part of?
Boca Raton is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.