Market Overview
Home Prices in Brandon, FL
The median home value in Brandon, FL is $358,445 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 3.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Brandon are priced13% below average. Brandon is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Brandon home values have risen by approximately28.2%, reflecting strong long-term appreciation in this market.
Price History
Brandon Home Price Trend
City Comparison
Brandon vs. National Median
At $358,445, homes in Brandon cost 13% below the national median of $410,000. This makes Brandon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Brandon?
20% Down Payment
$71,689
on $358,445
Monthly P&I
$1,869/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,374/mo
incl. taxes & insurance
Income Needed
$94,960
gross annual (30% rule)
10% Down Option
$35,845
+ PMI applies
Loan Amount (20% dn)
$286,756
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Brandon, FL?
The median home value in Brandon is $358,445 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Brandon?
Over the past year, home values in Brandon have decreased by 1.3%. Over five years, prices have risen approximately 28.2%.
How much do I need to earn to buy a home in Brandon?
To comfortably afford the median home price of $358,445 with a 20% down payment ($71,689) at today's rates (6.8%), you'd need a gross annual income of approximately $94,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Brandon compare to the national average home price?
The national median home value is approximately $410,000. At $358,445, homes in Brandon are 13% below the national average.
What metro area is Brandon part of?
Brandon is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.