Market Overview
Home Prices in Caryville, FL
The median home value in Caryville, FL is $194,935 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.7% compared to a year ago and down 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Caryville are priced52% below average.
Over the past five years, Caryville home values have risen by approximately23.0%, reflecting strong long-term appreciation in this market.
Price History
Caryville Home Price Trend
2020
$127,093
$127K
—
2021
$158,516
$159K
+24.7%
2022
$192,954
$193K
+21.7%
2023
$191,579
$192K
-0.7%
2024
$207,518
$208K
+8.3%
2025
$206,718
$207K
-0.4%
2026
$194,935
$195K
-5.7%
City Comparison
Caryville vs. National Median
🏠 Caryville
$194,935
National Median
$410,000
At $194,935, homes in Caryville cost 52% below the national median of $410,000. This makes Caryville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Caryville?
20% Down Payment
$38,987
on $194,935
Monthly P&I
$1,017/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,292/mo
incl. taxes & insurance
Income Needed
$51,680
gross annual (30% rule)
10% Down Option
$19,494
+ PMI applies
Loan Amount (20% dn)
$155,948
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Caryville, FL?
The median home value in Caryville is $194,935 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.7% year-over-year.
How much have home prices changed in Caryville?
Over the past year, home values in Caryville have decreased by 5.7%. Over five years, prices have risen approximately 23.0%.
How much do I need to earn to buy a home in Caryville?
To comfortably afford the median home price of $194,935 with a 20% down payment ($38,987) at today's rates (6.8%), you'd need a gross annual income of approximately $51,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Caryville compare to the national average home price?
The national median home value is approximately $410,000. At $194,935, homes in Caryville are 52% below the national average.