📍 Chattahoochee, FL · Zillow ZHVI · July 2026

Average Home Price in
Chattahoochee, FL

Tallahassee, FL metro area · Gadsden County County

Median Home Value
$119,603
↓ 6.4% year-over-year
vs. National Median
$410,000
Chattahoochee is 71% below
Est. Monthly Payment
$624/mo
20% down · 6.8% rate
Income Needed
$32K
gross annual (30% rule)
Median Home Value
$119,603
↓ 6.4% year-over-year

Down Payment (20%)$23,921
Monthly P&I$624/mo
With Taxes & Ins.~$792/mo
Income Needed$31,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Chattahoochee, FL

The median home value in Chattahoochee, FL is $119,603 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.4% compared to a year ago and down 10.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Chattahoochee are priced71% below average. Chattahoochee is part of the Tallahassee, FL metro area.

Over the past five years, Chattahoochee home values have risen by approximately18.8%, reflecting steady appreciation in this market.

City Comparison

Chattahoochee vs. National Median

🏠 Chattahoochee
$119,603
National Median
$410,000

At $119,603, homes in Chattahoochee cost 71% below the national median of $410,000. This makes Chattahoochee a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Chattahoochee?

20% Down Payment
$23,921
on $119,603
Monthly P&I
$624/mo
30-yr @ 6.8%
Total Monthly Est.
~$792/mo
incl. taxes & insurance
Income Needed
$31,680
gross annual (30% rule)
10% Down Option
$11,960
+ PMI applies
Loan Amount (20% dn)
$95,682
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Chattahoochee, FL?
The median home value in Chattahoochee is $119,603 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.4% year-over-year.
How much have home prices changed in Chattahoochee?
Over the past year, home values in Chattahoochee have decreased by 6.4%. Over five years, prices have risen approximately 18.8%.
How much do I need to earn to buy a home in Chattahoochee?
To comfortably afford the median home price of $119,603 with a 20% down payment ($23,921) at today's rates (6.8%), you'd need a gross annual income of approximately $31,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Chattahoochee compare to the national average home price?
The national median home value is approximately $410,000. At $119,603, homes in Chattahoochee are 71% below the national average.
What metro area is Chattahoochee part of?
Chattahoochee is part of the Tallahassee, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.