Market Overview
Home Prices in Chiefland, FL
The median home value in Chiefland, FL is $172,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chiefland are priced58% below average. Chiefland is part of the Gainesville, FL metro area.
Over the past five years, Chiefland home values have risen by approximately26.1%, reflecting strong long-term appreciation in this market.
Price History
Chiefland Home Price Trend
City Comparison
Chiefland vs. National Median
At $172,537, homes in Chiefland cost 58% below the national median of $410,000. This makes Chiefland a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chiefland?
20% Down Payment
$34,507
on $172,537
Monthly P&I
$900/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,143/mo
incl. taxes & insurance
Income Needed
$45,720
gross annual (30% rule)
10% Down Option
$17,254
+ PMI applies
Loan Amount (20% dn)
$138,030
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chiefland, FL?
The median home value in Chiefland is $172,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Chiefland?
Over the past year, home values in Chiefland have decreased by 2.1%. Over five years, prices have risen approximately 26.1%.
How much do I need to earn to buy a home in Chiefland?
To comfortably afford the median home price of $172,537 with a 20% down payment ($34,507) at today's rates (6.8%), you'd need a gross annual income of approximately $45,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Chiefland compare to the national average home price?
The national median home value is approximately $410,000. At $172,537, homes in Chiefland are 58% below the national average.
What metro area is Chiefland part of?
Chiefland is part of the Gainesville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.