📍 Coral Gables, FL · Zillow ZHVI · July 2026

Average Home Price in
Coral Gables, FL

Miami-Fort Lauderdale-Pompano Beach, FL metro area · Miami-Dade County County

Median Home Value
$1,576,723
↑ 3.2% year-over-year
vs. National Median
$410,000
Coral Gables is 285% above
Est. Monthly Payment
$8,223/mo
20% down · 6.8% rate
Income Needed
$418K
gross annual (30% rule)
Median Home Value
$1,576,723
↑ 3.2% year-over-year

Down Payment (20%)$315,345
Monthly P&I$8,223/mo
With Taxes & Ins.~$10,443/mo
Income Needed$417,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Coral Gables, FL

The median home value in Coral Gables, FL is $1,576,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Coral Gables are priced285% above average. Coral Gables is part of the Miami-Fort Lauderdale-Pompano Beach, FL metro area.

Over the past five years, Coral Gables home values have risen by approximately66.3%, reflecting strong long-term appreciation in this market.

City Comparison

Coral Gables vs. National Median

🏠 Coral Gables
$1,576,723
National Median
$410,000

At $1,576,723, homes in Coral Gables cost 285% above the national median of $410,000. Buyers in Coral Gables should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Coral Gables?

20% Down Payment
$315,345
on $1,576,723
Monthly P&I
$8,223/mo
30-yr @ 6.8%
Total Monthly Est.
~$10,443/mo
incl. taxes & insurance
Income Needed
$417,720
gross annual (30% rule)
10% Down Option
$157,672
+ PMI applies
Loan Amount (20% dn)
$1,261,378
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Coral Gables, FL?
The median home value in Coral Gables is $1,576,723 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Coral Gables?
Over the past year, home values in Coral Gables have increased by 3.2%. Over five years, prices have risen approximately 66.3%.
How much do I need to earn to buy a home in Coral Gables?
To comfortably afford the median home price of $1,576,723 with a 20% down payment ($315,345) at today's rates (6.8%), you'd need a gross annual income of approximately $417,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Coral Gables compare to the national average home price?
The national median home value is approximately $410,000. At $1,576,723, homes in Coral Gables are 285% above the national average.
What metro area is Coral Gables part of?
Coral Gables is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.