Market Overview
Home Prices in Crescent City, FL
The median home value in Crescent City, FL is $212,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.1% compared to a year ago and down 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crescent City are priced48% below average. Crescent City is part of the Palatka, FL metro area.
Over the past five years, Crescent City home values have risen by approximately20.8%, reflecting strong long-term appreciation in this market.
Price History
Crescent City Home Price Trend
City Comparison
Crescent City vs. National Median
At $212,807, homes in Crescent City cost 48% below the national median of $410,000. This makes Crescent City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crescent City?
20% Down Payment
$42,561
on $212,807
Monthly P&I
$1,110/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,410/mo
incl. taxes & insurance
Income Needed
$56,400
gross annual (30% rule)
10% Down Option
$21,281
+ PMI applies
Loan Amount (20% dn)
$170,246
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crescent City, FL?
The median home value in Crescent City is $212,807 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.1% year-over-year.
How much have home prices changed in Crescent City?
Over the past year, home values in Crescent City have decreased by 2.1%. Over five years, prices have risen approximately 20.8%.
How much do I need to earn to buy a home in Crescent City?
To comfortably afford the median home price of $212,807 with a 20% down payment ($42,561) at today's rates (6.8%), you'd need a gross annual income of approximately $56,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Crescent City compare to the national average home price?
The national median home value is approximately $410,000. At $212,807, homes in Crescent City are 48% below the national average.
What metro area is Crescent City part of?
Crescent City is part of the Palatka, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.