Market Overview
Home Prices in Crystal River, FL
The median home value in Crystal River, FL is $273,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.1% compared to a year ago and down 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Crystal River are priced33% below average. Crystal River is part of the Homosassa Springs, FL metro area.
Over the past five years, Crystal River home values have risen by approximately20.8%, reflecting strong long-term appreciation in this market.
Price History
Crystal River Home Price Trend
City Comparison
Crystal River vs. National Median
At $273,982, homes in Crystal River cost 33% below the national median of $410,000. This makes Crystal River a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Crystal River?
20% Down Payment
$54,796
on $273,982
Monthly P&I
$1,429/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,815/mo
incl. taxes & insurance
Income Needed
$72,600
gross annual (30% rule)
10% Down Option
$27,398
+ PMI applies
Loan Amount (20% dn)
$219,186
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Crystal River, FL?
The median home value in Crystal River is $273,982 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.1% year-over-year.
How much have home prices changed in Crystal River?
Over the past year, home values in Crystal River have decreased by 3.1%. Over five years, prices have risen approximately 20.8%.
How much do I need to earn to buy a home in Crystal River?
To comfortably afford the median home price of $273,982 with a 20% down payment ($54,796) at today's rates (6.8%), you'd need a gross annual income of approximately $72,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Crystal River compare to the national average home price?
The national median home value is approximately $410,000. At $273,982, homes in Crystal River are 33% below the national average.
What metro area is Crystal River part of?
Crystal River is part of the Homosassa Springs, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.