Market Overview
Home Prices in Doctor Phillips, FL
The median home value in Doctor Phillips, FL is $542,133 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Doctor Phillips are priced32% above average. Doctor Phillips is part of the Orlando-Kissimmee-Sanford, FL metro area.
Over the past five years, Doctor Phillips home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Doctor Phillips Home Price Trend
City Comparison
Doctor Phillips vs. National Median
At $542,133, homes in Doctor Phillips cost 32% above the national median of $410,000. Buyers in Doctor Phillips should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Doctor Phillips?
20% Down Payment
$108,427
on $542,133
Monthly P&I
$2,827/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,590/mo
incl. taxes & insurance
Income Needed
$143,600
gross annual (30% rule)
10% Down Option
$54,213
+ PMI applies
Loan Amount (20% dn)
$433,706
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Doctor Phillips, FL?
The median home value in Doctor Phillips is $542,133 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Doctor Phillips?
Over the past year, home values in Doctor Phillips have decreased by 1.8%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Doctor Phillips?
To comfortably afford the median home price of $542,133 with a 20% down payment ($108,427) at today's rates (6.8%), you'd need a gross annual income of approximately $143,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Doctor Phillips compare to the national average home price?
The national median home value is approximately $410,000. At $542,133, homes in Doctor Phillips are 32% above the national average.
What metro area is Doctor Phillips part of?
Doctor Phillips is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.