Market Overview
Home Prices in Dover, FL
The median home value in Dover, FL is $431,835 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dover are priced5% above average. Dover is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Dover home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.
Price History
Dover Home Price Trend
City Comparison
Dover vs. National Median
At $431,835, homes in Dover cost 5% above the national median of $410,000. Buyers in Dover should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Dover?
20% Down Payment
$86,367
on $431,835
Monthly P&I
$2,252/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,860/mo
incl. taxes & insurance
Income Needed
$114,400
gross annual (30% rule)
10% Down Option
$43,184
+ PMI applies
Loan Amount (20% dn)
$345,468
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dover, FL?
The median home value in Dover is $431,835 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Dover?
Over the past year, home values in Dover have decreased by 1.2%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Dover?
To comfortably afford the median home price of $431,835 with a 20% down payment ($86,367) at today's rates (6.8%), you'd need a gross annual income of approximately $114,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Dover compare to the national average home price?
The national median home value is approximately $410,000. At $431,835, homes in Dover are 5% above the national average.
What metro area is Dover part of?
Dover is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.