Market Overview
Home Prices in East Palatka, FL
The median home value in East Palatka, FL is $276,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and down 4.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in East Palatka are priced33% below average. East Palatka is part of the Palatka, FL metro area.
Over the past five years, East Palatka home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
East Palatka Home Price Trend
City Comparison
East Palatka vs. National Median
At $276,692, homes in East Palatka cost 33% below the national median of $410,000. This makes East Palatka a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in East Palatka?
20% Down Payment
$55,338
on $276,692
Monthly P&I
$1,443/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,833/mo
incl. taxes & insurance
Income Needed
$73,320
gross annual (30% rule)
10% Down Option
$27,669
+ PMI applies
Loan Amount (20% dn)
$221,354
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in East Palatka, FL?
The median home value in East Palatka is $276,692 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in East Palatka?
Over the past year, home values in East Palatka have increased by 1.8%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in East Palatka?
To comfortably afford the median home price of $276,692 with a 20% down payment ($55,338) at today's rates (6.8%), you'd need a gross annual income of approximately $73,320. This assumes keeping total housing costs at or below 30% of gross income.
How does East Palatka compare to the national average home price?
The national median home value is approximately $410,000. At $276,692, homes in East Palatka are 33% below the national average.
What metro area is East Palatka part of?
East Palatka is part of the Palatka, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.