Market Overview
Home Prices in Edgewater, FL
The median home value in Edgewater, FL is $295,550 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.8% compared to a year ago and down 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Edgewater are priced28% below average. Edgewater is part of the Deltona-Daytona Beach-Ormond Beach, FL metro area.
Over the past five years, Edgewater home values have risen by approximately23.0%, reflecting strong long-term appreciation in this market.
Price History
Edgewater Home Price Trend
City Comparison
Edgewater vs. National Median
At $295,550, homes in Edgewater cost 28% below the national median of $410,000. This makes Edgewater a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Edgewater?
20% Down Payment
$59,110
on $295,550
Monthly P&I
$1,541/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,957/mo
incl. taxes & insurance
Income Needed
$78,280
gross annual (30% rule)
10% Down Option
$29,555
+ PMI applies
Loan Amount (20% dn)
$236,440
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Edgewater, FL?
The median home value in Edgewater is $295,550 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.8% year-over-year.
How much have home prices changed in Edgewater?
Over the past year, home values in Edgewater have decreased by 1.8%. Over five years, prices have risen approximately 23.0%.
How much do I need to earn to buy a home in Edgewater?
To comfortably afford the median home price of $295,550 with a 20% down payment ($59,110) at today's rates (6.8%), you'd need a gross annual income of approximately $78,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Edgewater compare to the national average home price?
The national median home value is approximately $410,000. At $295,550, homes in Edgewater are 28% below the national average.
What metro area is Edgewater part of?
Edgewater is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.