Market Overview
Home Prices in Ferndale, FL
The median home value in Ferndale, FL is $542,701 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ferndale are priced32% above average. Ferndale is part of the Orlando-Kissimmee-Sanford, FL metro area.
Over the past five years, Ferndale home values have risen by approximately45.3%, reflecting strong long-term appreciation in this market.
Price History
Ferndale Home Price Trend
City Comparison
Ferndale vs. National Median
At $542,701, homes in Ferndale cost 32% above the national median of $410,000. Buyers in Ferndale should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Ferndale?
20% Down Payment
$108,540
on $542,701
Monthly P&I
$2,830/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,594/mo
incl. taxes & insurance
Income Needed
$143,760
gross annual (30% rule)
10% Down Option
$54,270
+ PMI applies
Loan Amount (20% dn)
$434,161
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ferndale, FL?
The median home value in Ferndale is $542,701 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Ferndale?
Over the past year, home values in Ferndale have increased by 0%. Over five years, prices have risen approximately 45.3%.
How much do I need to earn to buy a home in Ferndale?
To comfortably afford the median home price of $542,701 with a 20% down payment ($108,540) at today's rates (6.8%), you'd need a gross annual income of approximately $143,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Ferndale compare to the national average home price?
The national median home value is approximately $410,000. At $542,701, homes in Ferndale are 32% above the national average.
What metro area is Ferndale part of?
Ferndale is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.