Market Overview
Home Prices in Flagler Beach, FL
The median home value in Flagler Beach, FL is $458,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Flagler Beach are priced12% above average. Flagler Beach is part of the Deltona-Daytona Beach-Ormond Beach, FL metro area.
Over the past five years, Flagler Beach home values have risen by approximately14.9%, reflecting steady appreciation in this market.
Price History
Flagler Beach Home Price Trend
City Comparison
Flagler Beach vs. National Median
At $458,537, homes in Flagler Beach cost 12% above the national median of $410,000. Buyers in Flagler Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Flagler Beach?
20% Down Payment
$91,707
on $458,537
Monthly P&I
$2,391/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,037/mo
incl. taxes & insurance
Income Needed
$121,480
gross annual (30% rule)
10% Down Option
$45,854
+ PMI applies
Loan Amount (20% dn)
$366,830
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Flagler Beach, FL?
The median home value in Flagler Beach is $458,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Flagler Beach?
Over the past year, home values in Flagler Beach have decreased by 1.4%. Over five years, prices have risen approximately 14.9%.
How much do I need to earn to buy a home in Flagler Beach?
To comfortably afford the median home price of $458,537 with a 20% down payment ($91,707) at today's rates (6.8%), you'd need a gross annual income of approximately $121,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Flagler Beach compare to the national average home price?
The national median home value is approximately $410,000. At $458,537, homes in Flagler Beach are 12% above the national average.
What metro area is Flagler Beach part of?
Flagler Beach is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.