Market Overview
Home Prices in Fort Mc Coy, FL
The median home value in Fort Mc Coy, FL is $159,785 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and down 8.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Mc Coy are priced61% below average. Fort Mc Coy is part of the Ocala, FL metro area.
Over the past five years, Fort Mc Coy home values have risen by approximately18.7%, reflecting steady appreciation in this market.
Price History
Fort Mc Coy Home Price Trend
City Comparison
Fort Mc Coy vs. National Median
At $159,785, homes in Fort Mc Coy cost 61% below the national median of $410,000. This makes Fort Mc Coy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fort Mc Coy?
20% Down Payment
$31,957
on $159,785
Monthly P&I
$833/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,058/mo
incl. taxes & insurance
Income Needed
$42,320
gross annual (30% rule)
10% Down Option
$15,979
+ PMI applies
Loan Amount (20% dn)
$127,828
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Mc Coy, FL?
The median home value in Fort Mc Coy is $159,785 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Fort Mc Coy?
Over the past year, home values in Fort Mc Coy have decreased by 1%. Over five years, prices have risen approximately 18.7%.
How much do I need to earn to buy a home in Fort Mc Coy?
To comfortably afford the median home price of $159,785 with a 20% down payment ($31,957) at today's rates (6.8%), you'd need a gross annual income of approximately $42,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Mc Coy compare to the national average home price?
The national median home value is approximately $410,000. At $159,785, homes in Fort Mc Coy are 61% below the national average.
What metro area is Fort Mc Coy part of?
Fort Mc Coy is part of the Ocala, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.