Market Overview
Home Prices in Fort Myers Beach, FL
The median home value in Fort Myers Beach, FL is $495,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.2% compared to a year ago and down 10.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fort Myers Beach are priced21% above average. Fort Myers Beach is part of the Cape Coral-Fort Myers, FL metro area.
Over the past five years, Fort Myers Beach home values have fallen by approximately2.4%, reflecting softening conditions in this market.
Price History
Fort Myers Beach Home Price Trend
City Comparison
Fort Myers Beach vs. National Median
At $495,294, homes in Fort Myers Beach cost 21% above the national median of $410,000. Buyers in Fort Myers Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Fort Myers Beach?
20% Down Payment
$99,059
on $495,294
Monthly P&I
$2,583/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,280/mo
incl. taxes & insurance
Income Needed
$131,200
gross annual (30% rule)
10% Down Option
$49,529
+ PMI applies
Loan Amount (20% dn)
$396,235
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fort Myers Beach, FL?
The median home value in Fort Myers Beach is $495,294 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.2% year-over-year.
How much have home prices changed in Fort Myers Beach?
Over the past year, home values in Fort Myers Beach have decreased by 5.2%. Over five years, prices have fallen approximately 2.4%.
How much do I need to earn to buy a home in Fort Myers Beach?
To comfortably afford the median home price of $495,294 with a 20% down payment ($99,059) at today's rates (6.8%), you'd need a gross annual income of approximately $131,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Fort Myers Beach compare to the national average home price?
The national median home value is approximately $410,000. At $495,294, homes in Fort Myers Beach are 21% above the national average.
What metro area is Fort Myers Beach part of?
Fort Myers Beach is part of the Cape Coral-Fort Myers, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.