Market Overview
Home Prices in Fountain, FL
The median home value in Fountain, FL is $165,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.6% compared to a year ago and down 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fountain are priced60% below average. Fountain is part of the Panama City, FL metro area.
Over the past five years, Fountain home values have risen by approximately18.6%, reflecting steady appreciation in this market.
Price History
Fountain Home Price Trend
City Comparison
Fountain vs. National Median
At $165,970, homes in Fountain cost 60% below the national median of $410,000. This makes Fountain a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fountain?
20% Down Payment
$33,194
on $165,970
Monthly P&I
$866/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,100/mo
incl. taxes & insurance
Income Needed
$44,000
gross annual (30% rule)
10% Down Option
$16,597
+ PMI applies
Loan Amount (20% dn)
$132,776
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fountain, FL?
The median home value in Fountain is $165,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.6% year-over-year.
How much have home prices changed in Fountain?
Over the past year, home values in Fountain have increased by 5.6%. Over five years, prices have risen approximately 18.6%.
How much do I need to earn to buy a home in Fountain?
To comfortably afford the median home price of $165,970 with a 20% down payment ($33,194) at today's rates (6.8%), you'd need a gross annual income of approximately $44,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Fountain compare to the national average home price?
The national median home value is approximately $410,000. At $165,970, homes in Fountain are 60% below the national average.
What metro area is Fountain part of?
Fountain is part of the Panama City, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.