Market Overview
Home Prices in Frostproof, FL
The median home value in Frostproof, FL is $218,554 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Frostproof are priced47% below average. Frostproof is part of the Lakeland-Winter Haven, FL metro area.
Over the past five years, Frostproof home values have risen by approximately26.0%, reflecting strong long-term appreciation in this market.
Price History
Frostproof Home Price Trend
City Comparison
Frostproof vs. National Median
At $218,554, homes in Frostproof cost 47% below the national median of $410,000. This makes Frostproof a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Frostproof?
20% Down Payment
$43,711
on $218,554
Monthly P&I
$1,140/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,448/mo
incl. taxes & insurance
Income Needed
$57,920
gross annual (30% rule)
10% Down Option
$21,855
+ PMI applies
Loan Amount (20% dn)
$174,843
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Frostproof, FL?
The median home value in Frostproof is $218,554 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Frostproof?
Over the past year, home values in Frostproof have decreased by 0.4%. Over five years, prices have risen approximately 26.0%.
How much do I need to earn to buy a home in Frostproof?
To comfortably afford the median home price of $218,554 with a 20% down payment ($43,711) at today's rates (6.8%), you'd need a gross annual income of approximately $57,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Frostproof compare to the national average home price?
The national median home value is approximately $410,000. At $218,554, homes in Frostproof are 47% below the national average.
What metro area is Frostproof part of?
Frostproof is part of the Lakeland-Winter Haven, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.