Market Overview
Home Prices in Gotha, FL
The median home value in Gotha, FL is $507,578 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gotha are priced24% above average. Gotha is part of the Orlando-Kissimmee-Sanford, FL metro area.
Over the past five years, Gotha home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.
Price History
Gotha Home Price Trend
City Comparison
Gotha vs. National Median
At $507,578, homes in Gotha cost 24% above the national median of $410,000. Buyers in Gotha should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gotha?
20% Down Payment
$101,516
on $507,578
Monthly P&I
$2,647/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,362/mo
incl. taxes & insurance
Income Needed
$134,480
gross annual (30% rule)
10% Down Option
$50,758
+ PMI applies
Loan Amount (20% dn)
$406,062
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gotha, FL?
The median home value in Gotha is $507,578 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Gotha?
Over the past year, home values in Gotha have decreased by 1.7%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Gotha?
To comfortably afford the median home price of $507,578 with a 20% down payment ($101,516) at today's rates (6.8%), you'd need a gross annual income of approximately $134,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Gotha compare to the national average home price?
The national median home value is approximately $410,000. At $507,578, homes in Gotha are 24% above the national average.
What metro area is Gotha part of?
Gotha is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.