Market Overview
Home Prices in Grand Ridge, FL
The median home value in Grand Ridge, FL is $183,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.4% compared to a year ago and down 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Grand Ridge are priced55% below average.
Over the past five years, Grand Ridge home values have risen by approximately17.7%, reflecting steady appreciation in this market.
Price History
Grand Ridge Home Price Trend
2020
$127,482
$127K
—
2021
$155,789
$156K
+22.2%
2022
$180,411
$180K
+15.8%
2023
$176,084
$176K
-2.4%
2024
$182,422
$182K
+3.6%
2025
$177,320
$177K
-2.8%
2026
$183,327
$183K
+3.4%
City Comparison
Grand Ridge vs. National Median
🏠 Grand Ridge
$183,327
National Median
$410,000
At $183,327, homes in Grand Ridge cost 55% below the national median of $410,000. This makes Grand Ridge a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Grand Ridge?
20% Down Payment
$36,665
on $183,327
Monthly P&I
$956/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,214/mo
incl. taxes & insurance
Income Needed
$48,560
gross annual (30% rule)
10% Down Option
$18,333
+ PMI applies
Loan Amount (20% dn)
$146,662
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Grand Ridge, FL?
The median home value in Grand Ridge is $183,327 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.4% year-over-year.
How much have home prices changed in Grand Ridge?
Over the past year, home values in Grand Ridge have increased by 3.4%. Over five years, prices have risen approximately 17.7%.
How much do I need to earn to buy a home in Grand Ridge?
To comfortably afford the median home price of $183,327 with a 20% down payment ($36,665) at today's rates (6.8%), you'd need a gross annual income of approximately $48,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Grand Ridge compare to the national average home price?
The national median home value is approximately $410,000. At $183,327, homes in Grand Ridge are 55% below the national average.