📍 Green Cove Springs, FL · Zillow ZHVI · July 2026

Average Home Price in
Green Cove Springs, FL

Jacksonville, FL metro area · Clay County County

Median Home Value
$341,821
↓ 1.4% year-over-year
vs. National Median
$410,000
Green Cove Springs is 17% below
Est. Monthly Payment
$1,783/mo
20% down · 6.8% rate
Income Needed
$91K
gross annual (30% rule)
Median Home Value
$341,821
↓ 1.4% year-over-year

Down Payment (20%)$68,364
Monthly P&I$1,783/mo
With Taxes & Ins.~$2,264/mo
Income Needed$90,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Green Cove Springs, FL

The median home value in Green Cove Springs, FL is $341,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.4% compared to a year ago and down 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Green Cove Springs are priced17% below average. Green Cove Springs is part of the Jacksonville, FL metro area.

Over the past five years, Green Cove Springs home values have risen by approximately24.3%, reflecting strong long-term appreciation in this market.

City Comparison

Green Cove Springs vs. National Median

🏠 Green Cove Springs
$341,821
National Median
$410,000

At $341,821, homes in Green Cove Springs cost 17% below the national median of $410,000. This makes Green Cove Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Green Cove Springs?

20% Down Payment
$68,364
on $341,821
Monthly P&I
$1,783/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,264/mo
incl. taxes & insurance
Income Needed
$90,560
gross annual (30% rule)
10% Down Option
$34,182
+ PMI applies
Loan Amount (20% dn)
$273,457
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Green Cove Springs, FL?
The median home value in Green Cove Springs is $341,821 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.4% year-over-year.
How much have home prices changed in Green Cove Springs?
Over the past year, home values in Green Cove Springs have decreased by 1.4%. Over five years, prices have risen approximately 24.3%.
How much do I need to earn to buy a home in Green Cove Springs?
To comfortably afford the median home price of $341,821 with a 20% down payment ($68,364) at today's rates (6.8%), you'd need a gross annual income of approximately $90,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Green Cove Springs compare to the national average home price?
The national median home value is approximately $410,000. At $341,821, homes in Green Cove Springs are 17% below the national average.
What metro area is Green Cove Springs part of?
Green Cove Springs is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.