Market Overview
Home Prices in Gulf Stream, FL
The median home value in Gulf Stream, FL is $2,779,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gulf Stream are priced578% above average. Gulf Stream is part of the Miami-Fort Lauderdale-Pompano Beach, FL metro area.
Over the past five years, Gulf Stream home values have risen by approximately61.7%, reflecting strong long-term appreciation in this market.
Price History
Gulf Stream Home Price Trend
City Comparison
Gulf Stream vs. National Median
At $2,779,382, homes in Gulf Stream cost 578% above the national median of $410,000. Buyers in Gulf Stream should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Gulf Stream?
20% Down Payment
$555,876
on $2,779,382
Monthly P&I
$14,496/mo
30-yr @ 6.8%
Total Monthly Est.
~$18,410/mo
incl. taxes & insurance
Income Needed
$736,400
gross annual (30% rule)
10% Down Option
$277,938
+ PMI applies
Loan Amount (20% dn)
$2,223,506
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gulf Stream, FL?
The median home value in Gulf Stream is $2,779,382 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Gulf Stream?
Over the past year, home values in Gulf Stream have increased by 6.4%. Over five years, prices have risen approximately 61.7%.
How much do I need to earn to buy a home in Gulf Stream?
To comfortably afford the median home price of $2,779,382 with a 20% down payment ($555,876) at today's rates (6.8%), you'd need a gross annual income of approximately $736,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Gulf Stream compare to the national average home price?
The national median home value is approximately $410,000. At $2,779,382, homes in Gulf Stream are 578% above the national average.
What metro area is Gulf Stream part of?
Gulf Stream is part of the Miami-Fort Lauderdale-Pompano Beach, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.