Market Overview
Home Prices in Gulfport, FL
The median home value in Gulfport, FL is $357,477 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.4% compared to a year ago and down 9.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Gulfport are priced13% below average. Gulfport is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Gulfport home values have risen by approximately16.3%, reflecting steady appreciation in this market.
Price History
Gulfport Home Price Trend
City Comparison
Gulfport vs. National Median
At $357,477, homes in Gulfport cost 13% below the national median of $410,000. This makes Gulfport a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Gulfport?
20% Down Payment
$71,495
on $357,477
Monthly P&I
$1,864/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,367/mo
incl. taxes & insurance
Income Needed
$94,680
gross annual (30% rule)
10% Down Option
$35,748
+ PMI applies
Loan Amount (20% dn)
$285,982
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Gulfport, FL?
The median home value in Gulfport is $357,477 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.4% year-over-year.
How much have home prices changed in Gulfport?
Over the past year, home values in Gulfport have decreased by 5.4%. Over five years, prices have risen approximately 16.3%.
How much do I need to earn to buy a home in Gulfport?
To comfortably afford the median home price of $357,477 with a 20% down payment ($71,495) at today's rates (6.8%), you'd need a gross annual income of approximately $94,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Gulfport compare to the national average home price?
The national median home value is approximately $410,000. At $357,477, homes in Gulfport are 13% below the national average.
What metro area is Gulfport part of?
Gulfport is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.