Market Overview
Home Prices in Haines City, FL
The median home value in Haines City, FL is $296,177 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.5% compared to a year ago and down 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Haines City are priced28% below average. Haines City is part of the Lakeland-Winter Haven, FL metro area.
Over the past five years, Haines City home values have risen by approximately22.3%, reflecting strong long-term appreciation in this market.
Price History
Haines City Home Price Trend
City Comparison
Haines City vs. National Median
At $296,177, homes in Haines City cost 28% below the national median of $410,000. This makes Haines City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Haines City?
20% Down Payment
$59,235
on $296,177
Monthly P&I
$1,545/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,962/mo
incl. taxes & insurance
Income Needed
$78,480
gross annual (30% rule)
10% Down Option
$29,618
+ PMI applies
Loan Amount (20% dn)
$236,942
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Haines City, FL?
The median home value in Haines City is $296,177 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.5% year-over-year.
How much have home prices changed in Haines City?
Over the past year, home values in Haines City have decreased by 3.5%. Over five years, prices have risen approximately 22.3%.
How much do I need to earn to buy a home in Haines City?
To comfortably afford the median home price of $296,177 with a 20% down payment ($59,235) at today's rates (6.8%), you'd need a gross annual income of approximately $78,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Haines City compare to the national average home price?
The national median home value is approximately $410,000. At $296,177, homes in Haines City are 28% below the national average.
What metro area is Haines City part of?
Haines City is part of the Lakeland-Winter Haven, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.