Market Overview
Home Prices in Homosassa, FL
The median home value in Homosassa, FL is $307,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Homosassa are priced25% below average. Homosassa is part of the Homosassa Springs, FL metro area.
Over the past five years, Homosassa home values have risen by approximately22.7%, reflecting strong long-term appreciation in this market.
Price History
Homosassa Home Price Trend
City Comparison
Homosassa vs. National Median
At $307,931, homes in Homosassa cost 25% below the national median of $410,000. This makes Homosassa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Homosassa?
20% Down Payment
$61,586
on $307,931
Monthly P&I
$1,606/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,040/mo
incl. taxes & insurance
Income Needed
$81,600
gross annual (30% rule)
10% Down Option
$30,793
+ PMI applies
Loan Amount (20% dn)
$246,345
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Homosassa, FL?
The median home value in Homosassa is $307,931 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Homosassa?
Over the past year, home values in Homosassa have decreased by 2.7%. Over five years, prices have risen approximately 22.7%.
How much do I need to earn to buy a home in Homosassa?
To comfortably afford the median home price of $307,931 with a 20% down payment ($61,586) at today's rates (6.8%), you'd need a gross annual income of approximately $81,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Homosassa compare to the national average home price?
The national median home value is approximately $410,000. At $307,931, homes in Homosassa are 25% below the national average.
What metro area is Homosassa part of?
Homosassa is part of the Homosassa Springs, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.