Market Overview
Home Prices in Indian Rocks Beach, FL
The median home value in Indian Rocks Beach, FL is $784,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 9.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Indian Rocks Beach are priced91% above average. Indian Rocks Beach is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Indian Rocks Beach home values have risen by approximately21.2%, reflecting strong long-term appreciation in this market.
Price History
Indian Rocks Beach Home Price Trend
City Comparison
Indian Rocks Beach vs. National Median
At $784,527, homes in Indian Rocks Beach cost 91% above the national median of $410,000. Buyers in Indian Rocks Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Indian Rocks Beach?
20% Down Payment
$156,905
on $784,527
Monthly P&I
$4,092/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,197/mo
incl. taxes & insurance
Income Needed
$207,880
gross annual (30% rule)
10% Down Option
$78,453
+ PMI applies
Loan Amount (20% dn)
$627,622
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Indian Rocks Beach, FL?
The median home value in Indian Rocks Beach is $784,527 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Indian Rocks Beach?
Over the past year, home values in Indian Rocks Beach have decreased by 1.2%. Over five years, prices have risen approximately 21.2%.
How much do I need to earn to buy a home in Indian Rocks Beach?
To comfortably afford the median home price of $784,527 with a 20% down payment ($156,905) at today's rates (6.8%), you'd need a gross annual income of approximately $207,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Indian Rocks Beach compare to the national average home price?
The national median home value is approximately $410,000. At $784,527, homes in Indian Rocks Beach are 91% above the national average.
What metro area is Indian Rocks Beach part of?
Indian Rocks Beach is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.