Market Overview
Home Prices in Indian Shores, FL
The median home value in Indian Shores, FL is $640,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.2% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Indian Shores are priced56% above average. Indian Shores is part of the Tampa-St. Petersburg-Clearwater, FL metro area.
Over the past five years, Indian Shores home values have risen by approximately17.0%, reflecting steady appreciation in this market.
Price History
Indian Shores Home Price Trend
City Comparison
Indian Shores vs. National Median
At $640,651, homes in Indian Shores cost 56% above the national median of $410,000. Buyers in Indian Shores should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Indian Shores?
20% Down Payment
$128,130
on $640,651
Monthly P&I
$3,341/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,243/mo
incl. taxes & insurance
Income Needed
$169,720
gross annual (30% rule)
10% Down Option
$64,065
+ PMI applies
Loan Amount (20% dn)
$512,521
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Indian Shores, FL?
The median home value in Indian Shores is $640,651 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.2% year-over-year.
How much have home prices changed in Indian Shores?
Over the past year, home values in Indian Shores have decreased by 5.2%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Indian Shores?
To comfortably afford the median home price of $640,651 with a 20% down payment ($128,130) at today's rates (6.8%), you'd need a gross annual income of approximately $169,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Indian Shores compare to the national average home price?
The national median home value is approximately $410,000. At $640,651, homes in Indian Shores are 56% above the national average.
What metro area is Indian Shores part of?
Indian Shores is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.