Market Overview
Home Prices in Interlachen, FL
The median home value in Interlachen, FL is $176,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and down 5.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Interlachen are priced57% below average. Interlachen is part of the Palatka, FL metro area.
Over the past five years, Interlachen home values have risen by approximately28.7%, reflecting strong long-term appreciation in this market.
Price History
Interlachen Home Price Trend
City Comparison
Interlachen vs. National Median
At $176,661, homes in Interlachen cost 57% below the national median of $410,000. This makes Interlachen a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Interlachen?
20% Down Payment
$35,332
on $176,661
Monthly P&I
$921/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,170/mo
incl. taxes & insurance
Income Needed
$46,800
gross annual (30% rule)
10% Down Option
$17,666
+ PMI applies
Loan Amount (20% dn)
$141,329
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Interlachen, FL?
The median home value in Interlachen is $176,661 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Interlachen?
Over the past year, home values in Interlachen have increased by 3.3%. Over five years, prices have risen approximately 28.7%.
How much do I need to earn to buy a home in Interlachen?
To comfortably afford the median home price of $176,661 with a 20% down payment ($35,332) at today's rates (6.8%), you'd need a gross annual income of approximately $46,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Interlachen compare to the national average home price?
The national median home value is approximately $410,000. At $176,661, homes in Interlachen are 57% below the national average.
What metro area is Interlachen part of?
Interlachen is part of the Palatka, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.