Market Overview
Home Prices in Jacksonville Beach, FL
The median home value in Jacksonville Beach, FL is $643,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Jacksonville Beach are priced57% above average. Jacksonville Beach is part of the Jacksonville, FL metro area.
Over the past five years, Jacksonville Beach home values have risen by approximately25.5%, reflecting strong long-term appreciation in this market.
Price History
Jacksonville Beach Home Price Trend
City Comparison
Jacksonville Beach vs. National Median
At $643,237, homes in Jacksonville Beach cost 57% above the national median of $410,000. Buyers in Jacksonville Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Jacksonville Beach?
20% Down Payment
$128,647
on $643,237
Monthly P&I
$3,355/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,261/mo
incl. taxes & insurance
Income Needed
$170,440
gross annual (30% rule)
10% Down Option
$64,324
+ PMI applies
Loan Amount (20% dn)
$514,590
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Jacksonville Beach, FL?
The median home value in Jacksonville Beach is $643,237 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Jacksonville Beach?
Over the past year, home values in Jacksonville Beach have increased by 0.6%. Over five years, prices have risen approximately 25.5%.
How much do I need to earn to buy a home in Jacksonville Beach?
To comfortably afford the median home price of $643,237 with a 20% down payment ($128,647) at today's rates (6.8%), you'd need a gross annual income of approximately $170,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Jacksonville Beach compare to the national average home price?
The national median home value is approximately $410,000. At $643,237, homes in Jacksonville Beach are 57% above the national average.
What metro area is Jacksonville Beach part of?
Jacksonville Beach is part of the Jacksonville, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.