Market Overview
Home Prices in Lady Lake, FL
The median home value in Lady Lake, FL is $336,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.3% compared to a year ago and down 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lady Lake are priced18% below average. Lady Lake is part of the Orlando-Kissimmee-Sanford, FL metro area.
Over the past five years, Lady Lake home values have risen by approximately23.9%, reflecting strong long-term appreciation in this market.
Price History
Lady Lake Home Price Trend
City Comparison
Lady Lake vs. National Median
At $336,596, homes in Lady Lake cost 18% below the national median of $410,000. This makes Lady Lake a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lady Lake?
20% Down Payment
$67,319
on $336,596
Monthly P&I
$1,755/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,229/mo
incl. taxes & insurance
Income Needed
$89,160
gross annual (30% rule)
10% Down Option
$33,660
+ PMI applies
Loan Amount (20% dn)
$269,277
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lady Lake, FL?
The median home value in Lady Lake is $336,596 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.3% year-over-year.
How much have home prices changed in Lady Lake?
Over the past year, home values in Lady Lake have decreased by 1.3%. Over five years, prices have risen approximately 23.9%.
How much do I need to earn to buy a home in Lady Lake?
To comfortably afford the median home price of $336,596 with a 20% down payment ($67,319) at today's rates (6.8%), you'd need a gross annual income of approximately $89,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lady Lake compare to the national average home price?
The national median home value is approximately $410,000. At $336,596, homes in Lady Lake are 18% below the national average.
What metro area is Lady Lake part of?
Lady Lake is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.