📍 Lake Mary, FL · Zillow ZHVI · July 2026

Average Home Price in
Lake Mary, FL

Orlando-Kissimmee-Sanford, FL metro area · Seminole County County

Median Home Value
$469,231
↓ 1.7% year-over-year
vs. National Median
$410,000
Lake Mary is 14% above
Est. Monthly Payment
$2,447/mo
20% down · 6.8% rate
Income Needed
$124K
gross annual (30% rule)
Median Home Value
$469,231
↓ 1.7% year-over-year

Down Payment (20%)$93,846
Monthly P&I$2,447/mo
With Taxes & Ins.~$3,108/mo
Income Needed$124,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lake Mary, FL

The median home value in Lake Mary, FL is $469,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.7% compared to a year ago and down 2.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lake Mary are priced14% above average. Lake Mary is part of the Orlando-Kissimmee-Sanford, FL metro area.

Over the past five years, Lake Mary home values have risen by approximately25.2%, reflecting strong long-term appreciation in this market.

City Comparison

Lake Mary vs. National Median

🏠 Lake Mary
$469,231
National Median
$410,000

At $469,231, homes in Lake Mary cost 14% above the national median of $410,000. Buyers in Lake Mary should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lake Mary?

20% Down Payment
$93,846
on $469,231
Monthly P&I
$2,447/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,108/mo
incl. taxes & insurance
Income Needed
$124,320
gross annual (30% rule)
10% Down Option
$46,923
+ PMI applies
Loan Amount (20% dn)
$375,385
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lake Mary, FL?
The median home value in Lake Mary is $469,231 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.7% year-over-year.
How much have home prices changed in Lake Mary?
Over the past year, home values in Lake Mary have decreased by 1.7%. Over five years, prices have risen approximately 25.2%.
How much do I need to earn to buy a home in Lake Mary?
To comfortably afford the median home price of $469,231 with a 20% down payment ($93,846) at today's rates (6.8%), you'd need a gross annual income of approximately $124,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Lake Mary compare to the national average home price?
The national median home value is approximately $410,000. At $469,231, homes in Lake Mary are 14% above the national average.
What metro area is Lake Mary part of?
Lake Mary is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. Home prices and market conditions can vary across the broader metro region.